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Agency: Thrift Supervision Office

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1. Office of Thrift Supervision

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

In accordance with requirements of the Paperwork Reduction Act of 1995 (44 U.S.C. 3501 et seq.), the OCC, Board, FDIC, and OTS (collectively, the Agencies) may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number.
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

2. Proposed Agency Information Collection Activities; Comment Request--Securities Offering Disclosure

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on proposed and continuing information collections, as required by the Paperwork Reduction Act of 1995, 44 U.S.C. 3507. The Office of Thrift Supervision within the Department
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

3. Proposed Agency Information Collection Activities; Comment Request--General Reporting and Recordkeeping by Savings

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on proposed and continuing information collections, as required by the Paperwork Reduction Act of 1995, 44 U.S.C. 3507. The Office of Thrift Supervision within the Department
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

4. Technical Amendments

RULES: Technical amendments,

The Office of Thrift Supervision (OTS) is amending its regulations to incorporate a number of technical and conforming amendments. They include clarifications, updated statutory and other references, and corrections of typographical errors.
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

5. FEDERAL RESERVE SYSTEM

PROPOSED RULES: Gramm-Leach-Bliley Act—; Privacy notices, alternative forms; interagency consideration,

The OCC, OTS, Board, FDIC, NCUA, FTC, CFTC, and SEC (the Agencies) are requesting comment on whether the Agencies should consider amending the regulations that implement sections 502 and 503 of the GrammLeachBliley Act (GLB Act) to allow or require financial institutions to provide alternative types of privacy notices, such as a short privacy
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

6. Required Notice to Customers Making Payment by Check

NOTICES: Check processing system; electronic fund transfer conversion,

In a continuing effort to operate more efficiently, the Office of Thrift Supervision (OTS) has implemented a new system for processing checks it receives.
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

7. Provident Bank, Montebello, NY, and Provident Bancorp, Inc., Montebello, NY; Approval of Conversion Application

NOTICES: Provident Bank et al,

Notice is hereby given that on November 14, 2003, the Director, Supervision Policy, Office of Thrift Supervision (``OTS''), or her designee, pursuant to delegated authority, approved the application of Provident Bancorp, MHC and Provident Bank, both of Montebello, New York, to convert the stock form of organization. Copies of the application

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

8. Synergy Financial Group, Inc., Cranford, NJ; Approval of Conversion Application

NOTICES: Synergy Financial Group, Inc,

Notice is hereby given that on November 12, 2003, the Director, Supervision Policy, Office of Thrift Supervision (``OTS''), or her designee, acting pursuant to delegated authority, approved the application of Synergy Bank, Cranford, New Jersey, to convert to the stock form of organization. Copies of the application are available for inspection

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

9. Office of Thrift Supervision

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

In accordance with the requirements of the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35), the OCC, the OTS, the Board, and the FDIC (the ``agencies'') may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

10. BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The OCC, Board, FDIC, and OTS (collectively, the Agencies), as part of their continuing effort to reduce paperwork and respondent burden, invite the general public and other Federal agencies to comment on the proposed extension, without revision, of their continuing information collections, as required by the Paperwork Reduction Act of 1995. The
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

11. Proposed Agency Information Collection Activities; Comment Request--Deposits

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on proposed and continuing information collections, as required by the Paperwork Reduction Act of 1995, 44 U.S.C. 3507. The Office of Thrift Supervision within the Department
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

12. Submission for OMB Review; Comment Request--Charter Conversions

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

13. Submission for OMB Review; Comment Request--Request for Service Corporation Activity

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

14. Submission for OMB Review; Comment Request--Interagency Notice of Change in Control

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

15. Submission for OMB Review; Comment Request--Notice of Hiring or Indemnifying Senior Executive Officers or Directors

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

16. Submission for OMB Review; Comment Request--Branch Offices

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

17. FEDERAL DEPOSIT INSURANCE CORPORATION

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The OCC, FDIC, and OTS (collectively, the Agencies), as part of their continuing effort to reduce paperwork and respondent burden, invite the general public and other Federal agencies to comment on the proposed extension, without revision, of their continuing information collections, as required by the Paperwork Reduction Act of 1995. The Agencies
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

18. Savings Associations--Transactions With Affiliates

RULES: Transactions with affiliates; Correction,

Correction

In rule document 0325217 beginning on page 57790 in the issue of Tuesday, October 7, 2003, make the following corrections:

1. On page 57790, in the document heading, correct the CFR parts affected to read as set forth above.

2. On page 57796, under the heading ``List of Subjects,'' add the following CFR part in chronological

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

19. Office of Thrift Supervision

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The FDIC and OTS (collectively, the Agencies), as part of their continuing effort to reduce paperwork and respondent burden, invite the general public and other Federal agencies to comment on the proposed revision to an existing information collection as required by the Paperwork Reduction Act of 1995. The Agencies may not conduct or sponsor, and
FEDERAL DEPOSIT INSURANCE CORPORATION : Thrift Supervision Office

20. Savings Associations--Transactions With Affiliates

RULES: Transactions with affiliates,

In December 2002, the Board of Governors of the Federal Reserve System (FRB) issued a final rule implementing sections 23A and 23B of the Federal Reserve Act (FRA). FRB's rule (Regulation W) combines statutory restrictions on transactions with affiliates with new and existing interpretations and exemptions. In today's final rule, the Office of
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

21. FEDERAL RESERVE SYSTEM

RULES: Consolidated asset-backed commercial paper program assets; interim capital treatment; risk-based capital and capital adequacy guidelines,

The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), Federal Deposit Insurance Corporation (FDIC), and Office of Thrift Supervision (OTS) (collectively, the agencies) are amending their riskbased capital standards by providing an interim capital treatment for assets in assetbacked
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

22. FEDERAL RESERVE SYSTEM

PROPOSED RULES: Asset-backed commercial paper programs and early amortization provisions; risk-based capital and capital adequacy guidelines,

The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), Federal Deposit Insurance Corporation (FDIC), and Office of Thrift Supervision (OTS) (collectively, the agencies) are proposing to amend their riskbased capital standards by removing a sunset provision in order to permit sponsoring banks,
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

23. Proposed Agency Information Collection Activities; Comment Request--Savings Association Holding Company Report

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on
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proposed and continuing information collections, as required by the Paperwork Reduction Act of 1995, 44 U.S.C. 3507. The Office of Thrift Supervision within
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

24. BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

NOTICES: Agency information collection activities; proposals, submissions, and approvals,

The OCC, Board, FDIC, and OTS (collectively, the Agencies), as part of their continuing effort to reduce paperwork and respondent burden, invite the general public and other Federal agencies to comment on the proposed extension, without revision, of their continuing information collections, as required by the Paperwork Reduction Act of 1995. The
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

25. Federal Savings Associations--Operations, Agency Offices; Fiduciary Powers of Savings Associations

RULES: Federal savings associations; fiduciary powers,

The Office of Thrift Supervision (OTS) is issuing a final rule amending its regulation governing agency offices of federal savings associations to conform that regulation to recent changes to OTS's fiduciary activities regulations. OTS is also removing an incorrect parenthetical in 12 CFR 550.136, OTS's regulation governing the extent to which state
DEPARTMENT OF THE TREASURY : Thrift Supervision Office

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