The OCC, Board, FDIC, OTS, and NCUA (the Agencies), request comment on this proposed Interagency Guidance on Nontraditional Mortgage Products (Guidance). The Agencies expect institutions to effectively assess and manage the risks associated with their credit activities, including those associated with nontraditional mortgage loan products.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The Office of Thrift Supervision (OTS) is amending its regulations to incorporate a number of technical and conforming amendments. They include clarifications and corrections of typographical errors.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The OCC, Board, FDIC, OTS, and NCUA (Agencies) published a final rule to implement section 411 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The intent of that final rule was to finalize, with changes, the interim regulations published on June 10, 2005 and to republish the remaining requirements. However, due to technical

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

Notice is hereby given that on November 10, 2005, the Assistant Managing Director, Examinations and SupervisionOperations, Office of Thrift Supervision (``OTS''), or her designee, acting pursuant to delegated authority, approved the application of Enfield Federal Savings and Loan Association and Enfield Mutual Holding Company, Enfield,

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The OCC, Board, FDIC and OTS (the Agencies) have jointly adopted final rules to implement section 6303(b) of the Intelligence Reform and Terrorism Prevention Act of 2004 (Intelligence Reform Act), which imposes postemployment restrictions on senior examiners of depository institutions and depository institution holding companies. Under section

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), Federal Deposit Insurance Corporation (FDIC), and Office of Thrift Supervision (OTS) (collectively, ``the Agencies'') are considering various revisions to the existing riskbased capital framework that would enhance its risk sensitivity.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

Section 2 of the Depository Institutions Disaster Relief Act of 1992 (DIDRA) authorizes the Agencies to make exceptions to statutory and regulatory requirements relating to appraisals for certain transactions. The exceptions are available for transactions that involve real property in major disaster areas when the exceptions would facilitate

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

As a part of its review of regulations under section 2222 of the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (Pub. L. 104208, Sept. 30, 1996) (EGRPRA), the Office of Thrift Supervision (OTS) is issuing a final rule, which reduces regulatory burden on savings associations by updating and revising various application and reporting

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

Notice is hereby given that on August 12, 2005, the Assistant Managing Director, Examinations and SupervisionOperations, Office of Thrift Supervision (``OTS''), or her designee, acting pursuant to delegated authority, approved the application of American Bank of New Jersey, Bloomfield, New Jersey, to convert to the stock form of organization.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The OCC, Board, FDIC, and OTS (``we'' or ``the Agencies'') are reviewing our regulations to identify outdated, unnecessary, or unduly burdensome regulatory requirements pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA). Today, we request your comments and suggestions on ways to reduce burden in rules we have

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The OCC, Board, FDIC and OTS (the Agencies) propose to adopt rules to implement section 6303(b) of the Intelligence Reform and Terrorism Prevention Act of 2004 (Intelligence Reform Act), which added a new section 10(k) to the Federal Deposit Insurance Act (FDI Act). Section 10(k) imposes postemployment restrictions on senior examiners of

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on proposed and continuing information collections, as required by the Paperwork Reduction Act of 1995, 44 U.S.C. 3507. The Office of Thrift Supervision within the Department

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

In accordance with the requirements of the Privacy Act of 1974, as amended, 5 U.S.C. 552a, the Office of Thrift Supervision (OTS), Treasury, is publishing its Privacy Act systems of records.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal.

DEPARTMENT OF THE TREASURY : Thrift Supervision Office

The information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act of 1995 (44 U.S.C. 3507). OTS has solicited public comments on the proposal and is now providing a summary of those comments as well as final notice of the proposed revisions

DEPARTMENT OF THE TREASURY : Thrift Supervision Office