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Federal Register: December 22, 2004 (Volume 69, Number 245)

DOCID: FR Doc 04-27967

FEDERAL HOUSING FINANCE BOARD

Federal Housing Finance Board

DOCUMENT ID: [No. 2004-N-12]

NOTICE: NOTICES

ACTION: Federal home loan bank system:

DOCUMENT ACTION: Notice.

SUBJECT CATEGORY:

Federal Home Loan Bank Members Selected for Community Support Review

DATES: Bank members selected for the review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board on or before March 4, 2005.

DOCUMENT SUMMARY:

The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 200405 fourth quarter review cycle under the Finance Board's community support requirements regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to the Finance Board.

SUMMARY:

Community support review; members selected for review; list,

SUPPLEMENTAL INFORMATION

I. Selection for Community Support Review

Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the Finance Board to promulgate regulations establishing standards of community investment or service Bank members must meet in order to maintain access to longterm advances. See 12 U.S.C. 1430(g)(1). The regulations promulgated by the Finance Board must take into account factors such as the Bank member's performance under the Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and record of lending to firsttime homebuyers. See 12 U.S.C. 1430(g)(2). Pursuant to section 10(g) of the Bank Act, the Finance Board has promulgated a community support requirements regulation that establishes standards a Bank member must meet in order to maintain access to longterm advances, and review criteria the Finance Board must apply in evaluating a member's community support performance. See 12 CFR part 944. The regulation includes standards and criteria for the two statutory factorsCRA performance and record of lending to first time homebuyers. 12 CFR 944.3. Only members subject to the CRA must meet the CRA standard. 12 CFR 944.3(b). All members, including those not subject to CRA, must meet the firsttime homebuyer standard. 12 CFR 944.3(c).

Under the rule, the Finance Board selects approximately oneeighth of the members in each Bank district for community support review each calendar quarter. 12 CFR 944.2(a). The Finance Board will not review an institution's community support performance until it has been a Bank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

Each Bank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the March 4, 2005 deadline prescribed in this notice. 12 CFR 944.2(b)(1)(ii) and (c). On or before January 31, 2005, each Bank will notify the members in its district that have been selected for the 200405 fourth quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support
[[Page 76750]]
Statement. 12 CFR 944.2(b)(2)(i). The member's Bank will provide a blank Community Support Statement Form, which also is available on the Finance Board's Web site: http://www.fhfb.gov. Upon request, the member's Bank also will provide assistance in completing the Community Support Statement.

The Finance Board has selected the following members for the 2004 05 fourth quarter community support review cycle:
Federal Home Loan Bank of BostonDistrict 1
Union Savings Bank..................... Danbury................. CT Jewett City Savings Bank............... Jewett City............. CT The First National Bank of Litchfield.. Litchfield.............. CT Naugatuck Valley Savings and Loan...... Naugatuck............... CT New Alliance Bank...................... New Haven............... CT Newtown Savings Bank................... Newtown................. CT Fairfield County BankCorp............. Ridgefield.............. CT First County Bank...................... Stamford................ CT Patriot National Bank.................. Stamford................ CT Cornerstone Bank....................... Stamford................ CT Dutch Point Credit Union............... Wethersfield............ CT Windsor Locks Federal Credit Union..... Windsor Locks........... CT Northeast Bank FSB..................... Auburn.................. ME Bangor Federal Credit Union............ Bangor.................. ME Bangor Savings Bank.................... Bangor.................. ME Bar Harbor Savings & Loan Association.. Bar Harbor.............. ME First Citizens Bank.................... Presque Isle............ ME York County Federal Credit Union....... Sanford................. ME North Abington Cooperative Bank....... Abington................ MA South Adams Savings Bank............... Adams................... MA Athol Credit Union..................... Athol................... MA Barre Savings Bank..................... Barre................... MA Crescent Credit Union.................. Brockton................ MA Brookline Bank......................... Brookline............... MA Boston Federal Savings Bank............ Burlington.............. MA Cambridge Trust Company................ Cambridge............... MA North Cambridge Cooperative Bank...... Cambridge............... MA Canton CoOperative Bank............... Canton.................. MA Meetinghouse Cooperative Bank.......... Dorchester.............. MA Edgartown National Bank................ Edgartown............... MA Fitchburg Savings Bank, FSB............ Fitchburg............... MA Fidelity Cooperative Bank.............. Fitchburg............... MA Greenfield Cooperative Bank........... Greenfield.............. MA Haverhill Cooperative Bank............ Haverhill............... MA Ipswich Cooperative Bank.............. Ipswich................. MA Leominster Credit Union................ Leominster.............. MA Lowell Cooperative Bank............... Lowell.................. MA Marlborough Savings Bank............... Marlborough............. MA The Milford National Bank & Trust Co... Milford................. MA Natick Federal Savings Bank............ Natick.................. MA Inst. for Svgs in Newburyport & its Newburyport............. MA Vicinity.
South Coastal Bank..................... Rockland................ MA Rockland Federal Credit Union.......... Rockland................ MA The Cooperative Bank................... Roslindale.............. MA Heritage Cooperative Bank............. Salem................... MA Salem Five Cents Savings Bank.......... Salem................... MA Taupa Lithuanian Federal Credit Union.. South Boston............ MA Southbridge Credit Union............... Southbridge............. MA Stoneham Savings Bank.................. Stoneham................ MA Country Bank for Savings............... Ware.................... MA Wellesley Cooperative Bank............ Wellesley............... MA South Shore Cooperative Bank.......... Weymouth................ MA Winchester Cooperative Bank............ Winchester.............. MA Bay State Savings Bank................. Worcester............... MA Cape Cod Cooperative Bank.............. Yarmouth Port........... MA Centrix Bank & Trust................... Bedford................. NH The Berlin City Bank................... Berlin.................. NH Village Bank & Trust Company........... Gilford................. NH Granite Bank........................... Keene................... NH Lancaster National Bank................ Lancaster............... NH Profile Bank........................... Rochester............... NH Holy Rosary Regional Credit Union...... Rochester............... NH Bank of Newport........................ Middletown.............. RI Citizens Bank of Rhode Island.......... Providence.............. RI Greenwood Credit Union................. Warwick................. RI Westerly Savings Bank.................. Westerly................ RI Brattleboro Savings & Loan Assn. FA.... Brattleboro............. VT Lyndonville Savings Bank & Trust Co.... Lyndonville............. VT [[Page 76751]]
First Community Bank................... Woodstock............... VT Federal Home Loan Bank of New YorkDistrict 2
Cape Savings Bank...................... Cape May Court House.... NJ United Roosevelt Savings Bank.......... Carteret................ NJ Commerce Bank, N.A..................... Cherry Hill............. NJ Unity Bank............................. Clinton................. NJ 1st Constitution Bank.................. Cranbury................ NJ Delanco Federal Savings Bank........... Delanco................. NJ Pinnacle Federal Credit Union.......... Edison.................. NJ Columbia Bank.......................... Fair Lawn............... NJ Haven Savings Bank..................... Hoboken................. NJ Manasquan Savings Bank................. Manasquan............... NJ Susquehanna Patriot Bank............... Marlton................. NJ 1st Bank of Sea Isle City.............. Sea Isle City........... NJ Somerset Valley Bank................... Somerville.............. NJ Union Center National Bank............. Union................... NJ Wawel Savings Bank, SLA................ Wallington.............. NJ Crest Savings Bank..................... Wildwood................ NJ Bridgehampton National Bank............ Bridgehampton........... NY Atlas Savings and Loan Association..... Brooklyn................ NY Visions Federal Credit Union........... Endicott................ NY Tompkins Trust Company................. Ithaca.................. NY The National Union Bank of Kinderhook.. Kinderhook.............. NY MidHudson Valley Federal Credit Union. Kingston................ NY Medina Savings and Loan Association.... Medina.................. NY Emigrant Savings Bank.................. New York................ NY Isreal Discount Bank of New York....... New York................ NY NBT Bank, N.A.......................... Norwich................. NY The Oneida Savings Bank................ Oneida.................. NY Suffolk County National Bank........... Riverhead............... NY Adirondack Bank, N.A................... Saranac Lake............ NY Sawyer Savings Bank.................... Saugerties.............. NY Bank of Smithtown...................... Smithtown............... NY Walden Federal Savings and Loan Assn... Walden.................. NY Fourth Federal Savings Bank............ White Plains............ NY First Central Savings Bank............. Whitestone.............. NY City and Suburban Federal Savings Bank. Yonkers................. NY Banco Bilbao Vizcaya Argentaria PR..... Hato Rey................ PR Westernbank Puerto Rico................ Mayaguez................ PR Federal Home Loan Bank of PittsburghDistrict 3
Christiana Bank & Trust Company........ Greenville.............. DE ING Bank, FSB.......................... Wilmington.............. DE First National Bank of Wyoming......... Wyoming................. DE Commerce Bank/Pennsylvania, N.A........ Cherry Hill............. NJ American Bank.......................... Allentown............... PA Iron Workers Bank...................... Aston................... PA Brentwood Bank......................... Bethel Park............. PA National Penn Bank..................... Boyertown............... PA Union Building & Loan Savings Bank..... Bridgewater............. PA Citizens National Bank of Evans City PA Butler.................. PA Community Bank & Trust Co.............. Clarks Summit........... PA Clearfield Bank & Trust Company........ Clearfield.............. PA First Financial Bank................... Downingtown............. PA Vartan National Bank................... Harrisburg.............. PA The Dime Bank.......................... Honesdale............... PA Indiana First Savings Bank............. Indiana................. PA The Jim Thorpe National Bank........... Jim Thorpe.............. PA Manor National Bank.................... Manor................... PA First Citizens National Bank........... Mansfield............... PA Province Bank FSB...................... Marietta................ PA The First National Bank of Marysville.. Marysville.............. PA Standard Bank.......................... Monroeville............. PA American Heritage Federal Credit Union. Philadelphia............ PA The Philadelphia Trust Company......... Philadelphia............ PA SB1 Federal Credit Union............... Philadelphia............ PA New Century Bank....................... Phoenixville............ PA Allegheny Valley Bank of Pittsburgh.... Pittsburgh.............. PA PNC Bank, National Association......... Pittsburgh.............. PA Mt. Troy Bank.......................... Pittsburgh.............. PA GUARD Security Bank.................... Plains.................. PA Somerset Trust Company................. Somerset................ PA [[Page 76752]]
Union National Bank and Trust Company.. Souderton............... PA Omega Bank N/A......................... State College........... PA ESSA Bank & Trust...................... Stroudsburg............. PA Compass Federal Savings Bank........... Wilmerding.............. PA Sovereign Bank FSB..................... Wyomissing.............. PA Capital State Bank..................... Charleston.............. WV Hancock County Savings Bank FSB........ Chester................. WV Citizens National Bank................. Elkins.................. WV The Monongahela Valley Bank, Inc....... Fairmont................ WV Fayette County Nat'l Bank of Fayetteville............ WV Fayetteville.
Rock Branch Community Bank............. Nitro................... WV The Bank of Romney..................... Romney.................. WV Traders Bank........................... Spencer................. WV Progressive Bank, N.A.Wheeling....... Wheeling................ WV Federal Home Loan Bank of AtlantaDistrict 4
America's First Federal Credit Union... Birmingham.............. AL First Educators Credit Union........... Birmingham.............. AL First Bank of Boaz..................... Boaz.................... AL TownCountry National Bank............. Camden.................. AL Coosa Pines Federal Credit Union....... Childersburg............ AL Heritage Bank.......................... Decatur................. AL Escambia County Bank................... Flomaton................ AL First Federal Bank..................... Fort Payne.............. AL Traders & Farmers Bank................. Haleyville.............. AL City Bank of Hartford.................. Hartford................ AL First National Bank of Jasper.......... Jasper.................. AL Pinnacle Bank.......................... Jasper.................. AL Marion Bank and Trust Company.......... Marion.................. AL Bank of Pine Hill...................... Pine Hill............... AL Merchants & Farmers Bank............... Tuscaloosa.............. AL Alabama Credit Union................... Tuscaloosa.............. AL First Federal Bank, FSB................ Tuscaloosa.............. AL Alabama Exchange Bank.................. Tuskegee................ AL AmeriFirst Bank........................ Union Springs........... AL Small Town Bank........................ Wedowee................. AL Bank of York........................... York.................... AL Department of Veterans Affairs FCU..... Washington.............. DC Independence Federal Savings Bank...... Washington.............. DC Community National Bank of Bartow...... Bartow.................. FL Platinum Bank.......................... Brandon................. FL Citizens & Peoples Bank, N.A........... Cantonmont.............. FL RG Crown Bank......................... Casselberry............. FL First National Bank of Nassau County... Fernandian Beach........ FL Harbor Federal Savings Bank............ Fort Pierce............. FL Citizens Bank & Trust.................. Frostproof.............. FL Homosassa Springs Bank................. Homosassa Springs....... FL Columbia County Bank................... Lake City............... FL First Federal Savings Bank of Lake Leesburg................ FL County.
First Southern Bank.................... Lighthouse Point........ FL Intercredit Bank, NA................... Miami................... FL Pacific National Bank.................. Miami................... FL City National Bank of FLorida.......... Miami................... FL Interamerican Bank, FSB................ Miami................... FL Northern Trust Bank of FLorida, N.A.... Miami................... FL Metro Bank of Dade County.............. Miami................... FL Farmers and Merchants Bank............. Monticello.............. FL The First National Bank of Mount Dora.. Mount Dora.............. FL First Commercial Bank of FLorida....... Orlando................. FL Fairwinds Credit Union................. Orlando................. FL GulfStream Community Bank.............. Port Richey............. FL First Peoples Bank..................... Port St. Lucie.......... FL Community Educators CU of Brevard...... Rockledge............... FL SunCoast Bank.......................... Sarasota................ FL Public Bank............................ St. Cloud............... FL Cornerstone Community Bank............. St. Petersburg.......... FL First Community Bank of America........ St. Petersburg.......... FL Union Bank of FLorida.................. Sunrise................. FL Terrace Bank........................... Tampa................... FL Valrico State Bank..................... Valrico................. FL Fidelity Federal Bank & Trust.......... West Palm Beach......... FL Grand Bank & Trust of FLorida.......... West Palm Beach......... FL The Perkins State Bank................. Williston............... FL Albany Bank and Trust.................. Albany.................. GA [[Page 76753]]
North Atlanta National Bank............ Alpharetta.............. GA Bank of North Georgia.................. Alpharetta.............. GA United Americas Bank, N.A.............. Atlanta................. GA SunTrust Bank.......................... Atlanta................. GA First Port City Bank................... Bainbridge.............. GA Peoples State Bank and Trust........... Baxley.................. GA Bank of Early.......................... Blakely................. GA The Coastal Bank of Georgia............ Brunswick............... GA West Georgia National Bank............. Carrollton.............. GA Unity National Bank.................... Cartersville............ GA Tippins Bank and Trust Company......... Claxton................. GA Liberty National Bank.................. Conyers................. GA The Citizens Bank of Forsyth County.... Cumming................. GA First Bank of Dalton................... Dalton.................. GA Alliance National Bank................. Dalton.................. GA Decatur First Bank..................... Decatur................. GA The Peachtree Bank..................... Duluth.................. GA The Bank of Edison..................... Edison.................. GA Community Banking Co. of Fitzgerald.... Fitzgerald.............. GA Colony Bank of Fitzgerald.............. Fitzgerald.............. GA Farmers State Bank..................... Lumpkin................. GA Southern National Bank................. Marietta................ GA Riverside Bank......................... Marietta................ GA The Security State Bank................ McRae................... GA First Bank of Coastal Georgia.......... Pembroke................ GA First Peoples Bank..................... Pine Mountain........... GA Colony Bank Quitman, FSB............... Quitman................. GA Citizens Bank of Washington County..... Sandersville............ GA Bank of Hancock County................. Sparta.................. GA Eagle National Bank.................... Stockbridge............. GA Thomas County Federal S&L Association.. Thomasville............. GA Stephens Federal Bank.................. Toccoa.................. GA Bank of Dade........................... Trenton................. GA Altamaha Bank and Trust Company........ Uvalda.................. GA Commercial Banking Company............. Valdosta................ GA Darby Bank and Trust Company........... Vidalia................. GA Vidalia Federal Savings and Loan Assn.. Vidalia................. GA Bank of Dooly.......................... Vienna.................. GA The Peoples Bank of Willacoochee....... Willacoohee............. GA The Peoples Bank....................... Winder.................. GA Talbot State Bank...................... Woodland................ GA Harford Bank........................... Aberdeen................ MD Municipal Employees CU of Baltimore.... Baltimore............... MD Golden Prague FS&LA.................... Baltimore............... MD Madison Square Federal Savings Bank.... Baltimore............... MD Hopkins Federal Savings Bank........... Baltimore............... MD Arundel Federal Savings Bank........... Baltimore............... MD Chesapeake Bank of Maryland............ Baltimore............... MD Rosedale Federal Savings & Loan Assn... Baltimore............... MD Fairmount Federal Savings Bank......... Baltimore............... MD Bay Net, A Community Bank.............. Bel Air................. MD Chevy Chase Bank, F.S.B................ Bethesda................ MD Marriott Employees Federal Credit Union Bethesda................ MD U.S. Postal Service Federal Credit Clinton................. MD Union.
Suburban Federal Savings Bank.......... Crofton................. MD The Bank of Delmarva, N.A.............. Delmar.................. MD The Patapsco Bank...................... Dundalk................. MD Farmers and Mechanics Bank............. Frederick............... MD OBA Federal Savings Bank............... Germantown.............. MD Library of Congress Federal Credit Hyattsville............. MD Union.
Maryland Permanent Bank and Trust...... Owings Mills............ MD Senator Bank........................... Timonium................ MD Community Bank of TriCounty........... Waldorf................. MD Woodsboro Bank......................... Woodsboro............... MD The Bank of Asheville.................. Asheville............... NC Asheville Savings Bank................. Asheville............... NC First State Bank....................... Burlington.............. NC Crescent State Bank.................... Cary.................... NC Charlotte Metro Credit Union........... Charlotte............... NC First Trust Bank....................... Charlotte............... NC Sharonview Federal Credit Union........ Charlotte............... NC Cherryville Federal S&L Association.... Cherryville............. NC First Federal Bank..................... Dunn.................... NC Mutual Community Savings Bank, SSB..... Durham.................. NC North Carolina Community FCU........... Goldsboro............... NC [[Page 76754]]
First Federal Savings Bank............. Lincolnton.............. NC Progressive State Bank................. Lumberton............... NC Mooresville Savings Bank, SSB.......... Mooresville............. NC Lumbee Guarantee Bank.................. Pembroke................ NC Paragon Commercial Bank................ Raleigh................. NC North Carolina Local Govt Employees CU. Raleigh................. NC Roanoke Valley Savings Bank, SSB....... Roanoke Rapids.......... NC Roxboro Savings Bank, SSB.............. Roxboro................. NC First South Bank....................... Washington.............. NC WNC Community Credit Union............. Waynesville............. NC Truliant Federal Credit Union.......... WinstonSalem........... NC Abbeville Savings and Loan Association. Abbeville............... SC Sentry Bank and Trust.................. Cheraw.................. SC The Conway National Bank............... Conway.................. SC First Piedmont F&SL Assn. of Gaffney... Gaffney................. SC New Commerce Bank, NA.................. Greenville.............. SC First Savers Bank...................... Greenville.............. SC S.C. Telco Federal Credit Union........ Greenville.............. SC Citizens Building and Loan Association. Greer................... SC Mutual Savings Bank.................... Hartsville.............. SC The Commercial Bank.................... Honea Path.............. SC Founders Federal Credit Union.......... Lancaster............... SC First Community Bank, N.A.............. Lexington............... SC Pee Dee Federal Savings Bank........... Marion.................. SC Coastal Federal Bank................... Myrtle Beach............ SC South Carolina Federal Credit Union.... North Charleston........ SC Family Trust Federal Credit Union...... Rock Hill............... SC Seneca National Bank................... Seneca.................. SC Oconee Federal Savings and Loan Assn... Seneca.................. SC Community First Bank................... Walhalla................ SC First Federal of South Carolina, FSB... Walterboro.............. SC Bank of Walterboro..................... Walterboro.............. SC James Monroe Bank...................... Arlington............... VA Citizens Bank and Trust Company........ Blackstone.............. VA First Community Bank, N.A.............. Bluefield............... VA Alliance Bank Corporation.............. Chantilly............... VA Albemarle First Bank................... Charlottesville......... VA Monarch Bank........................... Chesapeake.............. VA Acacia Federal Savings Bank............ Falls Church............ VA Virginia Savings Bank, F.S.B........... Front Royal............. VA Virginia Community Bank................ Louisa.................. VA Community First Bank................... Lynchburg............... VA First Federal Savings and Loan Martinsville............ VA Association.
Capital One, F.S.B..................... McLean.................. VA Cardinal Bank, N.A..................... McLean.................. VA Community Bankers' Bank................ Midlothian.............. VA Shenandoah Valley National Bank........ Moorefield.............. VA TowneBank.............................. Portsmouth.............. VA Millennium Bank, N.A................... Reston.................. VA Richmond Federal Credit Union.......... Richmond................ VA Shenandoah Life Insurance Company...... Roanoke................. VA Bank of Tazewell County................ Tazewell................ VA Franklin Security Bank................. Virginia Beach.......... VA Fort Belvoir Federal Credit Union...... Woodbridge.............. VA Federal Home Loan Bank of CincinnatiDistrict 5
Home FS&LA of Ashland.................. Ashland................. KY Kentucky Federal Savings and Loan Assn. Covington............... KY Fort Campbell Federal Credit Union..... Fort Campbell........... KY South Central Bank of Barren County, Glasgow................. KY Inc.
Greensburg Deposit Bank and Trust Co... Greensburg.............. KY First Security Bank of Lexington, Inc.. Lexington............... KY The Casey County Bank.................. Liberty................. KY Independence Bank...................... Livermore............... KY Laurel National Bank................... London.................. KY Louisville Community Development Bank.. Louisville.............. KY Commonwealth Bank and Trust Company.... Louisville.............. KY Home Savings Bank, FSB................. Ludlow.................. KY Madisonville Building and Loan Assn.... Madisonville............ KY First Guaranty Bank.................... Martin.................. KY Bank of Maysville...................... Maysville............... KY Hart County Bank and Trust Company..... Munfordville............ KY The Farmers Bank....................... Nicholasville........... KY First Security Bank of Owensboro....... Owensboro............... KY [[Page 76755]]
Owingsville Banking Company............ Owingsville............. KY Family Bank, FSB....................... Paintsville............. KY Community Trust Bank, Inc.............. Pikeville............... KY Madison Bank........................... Richmond................ KY Cumberland Security Bank, Inc.......... Somerset................ KY Citizens National Bank of Somerset..... Somerset................ KY Commercial Bank West................... Liberty................. KY The Antwerp Exchange Bank Company...... Antwerp................. OH Hocking Valley Bank.................... Athens.................. OH Rockhold, Brown & Company Bank......... Bainbridge.............. OH Citizens FS&LA of Bellefontaine........ Bellefontaine........... OH The Citizens Bank Company.............. Beverly................. OH Mercer Savings Bank.................... Celina.................. OH The Cheviot Building and Loan Company.. Cheviot................. OH The North Side Bank and Trust Company.. Cincinnati.............. OH Cincinnati Federal Savings and Loan Cincinnati.............. OH Assn..
Kemba Credit Union, Inc................ Cincinnati.............. OH Cincinnati Police Federal Credit Union. Cincinnati.............. OH Ohio Savings Bank...................... Cleveland............... OH National City Bank..................... Cleveland............... OH The Home Loan Savings Bank............. Coshocton............... OH The Covington Savings and Loan Assn.... Covington............... OH The Citizens Bank of DeGraff........... De Graff................ OH Employees Own Federal Credit Union..... Defiance................ OH The Northern Savings and Loan Company.. Elyria.................. OH The Genoa Savings and Loan Company..... Genoa................... OH First National Bank of Germantown...... Germantown.............. OH Indian Village Community Bank.......... Gnadenhutten............ OH Chaco Credit Union, Inc................ Hamilton................ OH The Hicksville Bank.................... Hicksville.............. OH The Citizens Bank of Higginsport....... Higginsport............. OH Salt Creek Valley Bank................. Laurelville............. OH The Delaware County Bank & Trust Co.... Lewis Center............ OH The Home Builders Association.......... Lynchburg............... OH The Bank of Magnolia Company........... Magnolia................ OH The Citizens Savings Bank.............. Martins Ferry........... OH Peoples Building, Loan and Savings Co.. Mason................... OH Western Reserve Bank................... Medina.................. OH First Clermont Bank.................... Milford................. OH Bramble FS&LA of Cincinnati............ Milford................. OH Commercial & Savings Bank of Millersburg............. OH Millersburg.
The Nelsonville Home and Savings Assn.. Nelsonville............. OH Peoples National Bank.................. New Lexington........... OH The First National Bank of Pandora..... Pandora................. OH Century Bank........................... Parma................... OH Farmers Bank and Savings Company....... Pomeroy................. OH The St. Henry Bank..................... St. Henry............... OH The Arlington Bank..................... Upper Arlington......... OH The First Citizens NB of Upper Sandusky Upper Sandusky.......... OH The Commercial Savings Bank............ Upper Sandusky.......... OH The Versailles Savings and Loan Co..... Versailles.............. OH First National Bank of Waverly......... Waverly................. OH Commerce National Bank................. Worthington............. OH Spring Valley Bank..................... Wyoming................. OH The Home S&LC of Youngstown, Ohio...... Youngstown.............. OH Century National Bank.................. Zanesville.............. OH Athens Federal Community Bank.......... Athens.................. TN Bells Banking Company.................. Bells................... TN Benton Banking Company................. Benton.................. TN The Bank of Bolivar.................... Bolivar................. TN Premier Bank of Brentwood.............. Brentwood............... TN People's Bank and TC of Picket County.. Byrdstown............... TN Bank of Camden......................... Camden.................. TN Legends Bank........................... Clarksville............. TN BankTennessee.......................... Collierville............ TN Greenfield Banking Company............. Greenfield.............. TN First Peoples Bank of Tennessee........ Jefferson City.......... TN Lawrenceburg FS&LA..................... Lawrenceburg............ TN First Central Bank..................... Lenoir City............. TN Community National Bank................ Lexington............... TN Union Bank & Trust Company............. Livingston.............. TN City of Memphis Credit Union........... Memphis................. TN EFS National Bank...................... Memphis................. TN Farmers State Bank..................... Mountain City........... TN Citizens Savings Bank & Trust Company.. Nashville............... TN [[Page 76756]]
Tennessee Teachers Credit Union........ Nashville............... TN Community Bank......................... Nashville............... TN The First National Bank of Oneida...... Oneida.................. TN First Trust & Savings Bank............. Oneida.................. TN Citizens Bank and TC of Grainger County Rutledge................ TN The Bank of Waynesboro................. Waynesboro.............. TN Federal Home Loan Bank of IndianapolisDistrict 6 Knisely Bank........................... Butler.................. IN The Elberfeld State Bank............... Elberfeld............... IN Mutual Savings Bank.................... Franklin................ IN First FS&LA of Hammond................. Hammond................. IN Bank Calumet National Association...... Hammond................. IN Citizens First State Bank.............. Hartford City........... IN FORUM Credit Union..................... Indianapolis............ IN Central Indiana School Educators CU.... Indianapolis............ IN First Indiana Bank..................... Indianapolis............ IN The Lafayette Life Insurance Company... Lafayette............... IN Farmers State Bank..................... LaGrange................ IN Linden State Bank...................... Linden.................. IN St. Joseph Capital Bank................ Mishawaka............... IN MFB Financial.......................... Mishawaka............... IN West End Savings Bank.................. Richmond................ IN Scott County State Bank................ Scottsburg.............. IN Communitywide Federal Credit Union..... South Bend.............. IN Indiana State University Federal CU.... Terre Haute............. IN Steel Parts Federal Credit Union....... Tipton.................. IN Purdue Employees Federal Credit Union.. West Lafayette.......... IN The Randolph County Bank............... Winchester.............. IN TLC Community Credit Union............. Adrian.................. MI Sunrise Family Credit Union............ Bay City................ MI Brighton Commerce Bank................. Brighton................ MI Macomb Community Bank.................. Clinton Township........ MI Community Bank of Dearborn............. Dearborn................ MI DFCU Financial......................... Dearborn................ MI Communicating Arts Credit Union........ Detroit................. MI First Independence National Bank....... Detroit................. MI Michigan State University FCU.......... East Lansing............ MI Northern Michigan Bank................. Escanaba................ MI Metrobank.............................. Farmington Hills........ MI Citizens Bank.......................... Flint................... MI Grand Haven Bank....................... Grand Haven............. MI Fifth Third Bank....................... Grand Rapids............ MI Mercantile Bank of West Michigan....... Grand Rapids............ MI Lake Michigan Credit Union............. Grand Rapids............ MI Northpointe Bank....................... Grand Rapids............ MI Greenville Community Bank.............. Greenville.............. MI Mainstreet Savings Bank, FSB........... Hastings................ MI The Bank of Holland.................... Holland................. MI Honor State Bank....................... Honor................... MI Ionia County National Bank of Ionia.... Ionia................... MI First National Bank of Iron Mountain... Iron Mountain........... MI Mayville State Bank.................... Mayville................ MI Wolverine Bank, FSB.................... Midland................. MI Dow Chemical Employee Credit Union..... Midland................. MI Northland Area Federal Credit Union.... Oscoda.................. MI The Port Austin State Bank............. Port Austin............. MI Portage Commerce Bank.................. Portage................. MI Central Savings Bank................... Sault Ste. Marie........ MI Sturgis Bank & Trust Company........... Sturgis................. MI First Savings Bank, FSB................ Three Rivers............ MI Howmet Credit Union.................... Whitehall............... MI Federal Home Loan Bank of ChicagoDistrict 7
Citizens National Bank of Albion....... Albion.................. IL GreatBank.............................. Algonquin............... IL Farmers State Bank of Western Illinois. Alpha................... IL Anna National Bank..................... Anna.................... IL Apple River State Bank................. Apple River............. IL The First National Bank of Arcola...... Arcola.................. IL The First National Bank of Arenzville.. Arenzville.............. IL Ben Franklin Bank of Illinois.......... Arlington Heights....... IL First Northwest Bank................... Arlington Heights....... IL [[Page 76757]]
State Bank of Ashland.................. Ashland................. IL Farmers State Bank Astoria............. Astoria................. IL The Atlanta National Bank.............. Atlanta................. IL Scott State Bank....................... Bethany................. IL First State Bank of Bloomington........ Bloomington............. IL Midland Federal Savings and Loan Asson. Bridgeview.............. IL First National Bank of Brookfield...... Brookfield.............. IL Farmers and Merchants State Bank....... Bushnell................ IL Byron Bank............................. Byron................... IL First State Bank of Campbell Hill...... Campbell Hill........... IL The Egyptian State Bank................ Carrier Mills........... IL Carrollton Bank........................ Carrollton.............. IL BankIllinois........................... Champaign............... IL State Bank of Cherry................... Cherry.................. IL Bank of Chestnut....................... Chestnut................ IL Seaway National Bank................... Chicago................. IL North Side FS&LA of Chicago............ Chicago................. IL United Airlines Employees Credit Union. Chicago................. IL American Metro Bank.................... Chicago................. IL Second FS&LA of Chicago................ Chicago................. IL 1st Security Federal Savings Bank...... Chicago................. IL Royal Savings Bank..................... Chicago................. IL Broadway Bank.......................... Chicago................. IL Loomis Federal Savings & Loan Assn..... Chicago................. IL Chicago Patrolmens Federal Credit Union Chicago................. IL Associated BankChicago............... Chicago................. IL Chesterfield Federal Savings and Loan Chicago................. IL Assn.
MB Financial Bank...................... Chicago................. IL Hoyne Savings Bank..................... Chicago................. IL Central Federal Savings and Loan Assn.. Cicero.................. IL Mid America Bank, FSB.................. Clarendon Hills......... IL Central State Bank..................... Clayton................. IL DeWitt Savings Bank.................... Clinton................. IL First Federal Bank..................... Colchester.............. IL First Collinsville Bank................ Collinsville............ IL First United Bank...................... Crete................... IL Crystal Lake Bank & Trust Company, N.A. Crystal Lake............ IL Soy Capital Bank & Trust Company....... Decatur................. IL Castle Bank, N.A....................... DeKalb.................. IL Downers Grove National Bank............ Downers Grove........... IL Dunlap State Bank...................... Dunlap.................. IL Erie State Bank........................ Erie.................... IL Community First Bank................... Fairview Heights........ IL Bank of Farmington..................... Farmington.............. IL First State Bank of Forrest............ Forrest................. IL Heritage Bank.......................... Frankfort............... IL Galena State Bank & Trust Company...... Galena.................. IL Community State Bank................... Galva................... IL Gifford State Bank..................... Gifford................. IL Security State Bank of Hamilton........ Hamilton................ IL Harvard Savings Bank................... Harvard................. IL Mutual Bank............................ Harvey.................. IL Westbank............................... Hillside................ IL CIB Bank............................... Hillside................ IL Premier Bank of Jacksonville........... Jacksonville............ IL Joy State Bank......................... Joy..................... IL First Trust Bank of Illinois........... Kankakee................ IL First National Bank of LaGrange........ LaGrange................ IL Cambridge Bank......................... Lake Zurich............. IL Exchange State Bank.................... Lanark.................. IL First National Bank of Illinois........ Lansing................. IL Lemont National Bank................... Lemont.................. IL State Bank of Lincoln.................. Lincoln................. IL Bank & Trust Company................... Litchfield.............. IL West Suburban Bank..................... Lombard................. IL UnionBank/West......................... Macomb.................. IL Prairie State Bank..................... Marengo................. IL A.J. Smith Federal Savings Bank........ Midlothian.............. IL Southeast National Bank................ Moline.................. IL Security Savings Bank.................. Monmouth................ IL Farmers State Bank and Trust Company... Mt. Sterling............ IL The First National Bank................ Mulberry Grove.......... IL First County Bank...................... New Baden............... IL WarrenBoynton State Bank.............. New Berlin.............. IL Peoples State Bank of Newton........... Newton.................. IL [[Page 76758]]
Old Exchange National Bank............. Okawville............... IL First Personal Bank.................... Orland Park............. IL Ottawa Savings Bank.................... Ottawa.................. IL Peoples Bank & Trust................... Pana.................... IL State Bank of Paw Paw.................. Paw Paw................. IL FarmersMerchants Natl Bank of Paxton.. Paxton.................. IL First Capital Bank..................... Peoria.................. IL The Heights Bank....................... Peoria Heights.......... IL Town & Country Bank of Quincy.......... Quincy.................. IL Rantoul First Bank, S.B................ Rantoul................. IL Lincoln State Bank..................... Rochelle................ IL Community State Bank of Rock Falls..... Rock Falls.............. IL Alpine Bank of Illinois................ Rockford................ IL Rushville State Bank................... Rushville............... IL AmericaUnited Bank and Trust Co. USA... Schaumburg.............. IL American Chartered Bank................ Schaumburg.............. IL State Bank of Speer.................... Speer................... IL Illini Bank............................ Springfield............. IL Tuscola National Bank.................. Tuscola................. IL Baxter Credit Union.................... Vernon Hills............ IL Petefish, Skiles and Company........... Virginia................ IL Bank of Warrensburg.................... Warrensburg............. IL Western Springs National Bank and Trust Western Springs......... IL First DuPage Bank...................... Westmont................ IL Community Bank......................... Winslow................. IL State Bank............................. Wonder Lake............. IL Wyoming Bank and Trust................. Wyoming................. IL Valley Bank............................ Ethridge................ IA Portage County Bank.................... Almond.................. WI Bay Bank............................... Ashwaubenon............. WI Pioneer Bank........................... Auburndale.............. WI The First National Bank of Baldwin..... Baldwin................. WI Black River Country Bank............... Black River Falls....... WI Bonduel State Bank..................... Bonduel................. WI Red Cedar Bank, National Association... Boyceville.............. WI Bank of Cashton........................ Cashton................. WI Dairyman's State Bank.................. Clintonville............ WI Farmers & Merchants Union Bank......... Columbus................ WI Wisconsin Community Bank............... Cottage Grove........... WI Cumberland Federal Bank, FSB........... Cumberland.............. WI Delafield State Bank................... Delafield............... WI Community Bank of Grafton.............. Grafton................. WI Highland State Bank.................... Highland................ WI The Park Bank.......................... Holmen.................. WI Security State Bank.................... Iron River.............. WI East Wisconsin Savings Bank, S.A....... Kaukauna................ WI Greenwood's State Bank................. Lake Mills.............. WI First Bank & Trust..................... Menomonie............... WI Bank of Milton......................... Milton.................. WI Mutual Savings Bank.................... Milwaukee............... WI Universal Savings Bank................. Milwaukee............... WI Milwaukee Western Bank................. Milwaukee............... WI First National BankFox Valley........ Neenah.................. WI First National Bank of Platteville..... Platteville............. WI Clare Bank, N.A........................ Platteville............. WI Mound City Bank........................ Platteville............. WI First National Bank of River Falls..... River Falls............. WI Intercity State Bank................... Schofield............... WI Community Bank & Trust................. Sheboygan............... WI Bank of Sun Prairie.................... Sun Prairie............. WI Superior National Bank................. Superior................ WI Shoreline Credit Union................. Two Rivers.............. WI The State Bank of Viroqua.............. Viroqua................. WI Walworth State Bank.................... Walworth................ WI First Federal Savings Bank of Wisconsin Waukesha................ WI Sunset Bank and Savings................ Waukesha................ WI Wood County National Bank.............. Wisconsin Rapids........ WI KeySavings Bank........................ Wisconsin Rapids........ WI River Cities Bank...................... Wisconsin Rapids........ WI Federal Home Loan Bank of Des MoinesDistrict 8
Gateway Savings Bank................... Ankeny.................. IA Landmands National Bank................ Audubon................. IA Community Bank of Boone................ Boone................... IA [[Page 76759]]
Commercial Savings Bank................ Carroll................. IA Iowa Savings Bank...................... Carroll................. IA Page County State Bank................. Clarinda................ IA Linn County State Bank................. Coggon.................. IA Farmers Savings Bank................... Colesburg............... IA Okey Vernon First National Bank........ Corning................. IA Corydon State Bank..................... Corydon................. IA Fortress Bank of Cresco................ Cresco.................. IA Alliant Credit Union................... Dubuque................. IA First National Bank in Fairfield....... Fairfield............... IA Farmers Savings Bank................... Fostoria................ IA Grinnell Mutual Reinsurance Company.... Grinnell................ IA Security State Bank.................... Hubbard................. IA First State Bank of Mapleton........... Mapleton................ IA Maxwell State Bank..................... Maxwell................. IA Bridge Community Bank.................. Mechanicsville.......... IA State Bank and Trust Company........... Nevada.................. IA New Vienna Savings Bank................ New Vienna.............. IA First Newton National Bank............. Newton.................. IA First State Bank....................... Nora Springs............ IA Farmers State Bank..................... Northwood............... IA The First National Bank, Oelwein....... Oelwein................. IA City State Bank........................ Ogden................... IA American State Bank.................... Osceola................. IA Panora State Bank...................... Panora.................. IA Marion County State Bank............... Pella................... IA Savings Bank........................... Primghar................ IA Readlyn Savings Bank................... Readlyn................. IA Community Savings Bank................. Robins.................. IA Premier Bank........................... Rock Valley............. IA Home State Bank........................ Royal................... IA Iowa State Bank........................ Sac City................ IA Sanborn Savings Bank................... Sanborn................. IA The State Bank......................... Spirit Lake............. IA The State Bank of Toledo............... Toledo.................. IA Farmers Savings Bank................... Walford................. IA Iowa State Bank........................ Wapello................. IA Farmers State Bank..................... Waterloo................ IA Security State Bank.................... Waverly................. IA State Bank of Waverly.................. Waverly................. IA First State Bank....................... Webster City............ IA Freedom Financial Bank................. West Des Moines......... IA Westside State Savings Bank............ Westside................ IA Union State Bank....................... Winterset............... IA Farmers & Merchants State Bank......... Winterset............... IA First State Bank of Alexandria......... Alexandria.............. MN Altura State Bank...................... Altura.................. MN Lakewood Bank N.A...................... Baxter.................. MN First State Bank and Trust............. Bayport................. MN Frist National Bank Bemidji............ Bemidji................. MN American National Bank of Minnesota.... Brainerd................ MN State Bank of Bricelyn................. Bricelyn................ MN State Bank of Chanhassen............... Chanhassen.............. MN Farmers and Merchants State Bank....... Clarkfield.............. MN First National Bank of Coleraine....... Coleraine............... MN Farmers State Bank of Dent............. Dent.................... MN Northwestern Bank N.A.................. Dilworth................ MN Western National Bank.................. Duluth.................. MN Fidelity Bank.......................... Edina................... MN State Bank of Fairmont................. Fairmont................ MN Franklin State Bank.................... Franklin................ MN Commerce Bank.......................... Geneva.................. MN First National Bank.................... Gilbert................. MN Eagle Bank............................. Glenwood................ MN Yellow Medicine County Bank............ Granite Falls........... MN Marshall Bank National Association..... Hallock................. MN Merchants Bank, N.A.................... Hampton................. MN 1st American State Bank of Minnesota... Hancock................. MN First Southeast Bank................... Harmony................. MN Farmers State Bank of Hartland......... Hartland................ MN Exchange State Bank.................... Hills................... MN United Prairie BankJackson........... Jackson................. MN CornerStone State Bank................. Le Sueur................ MN First Community Bank Lester Prairie.... Lester Prairie.......... MN Center National Bank................... Litchfield.............. MN [[Page 76760]]
Northern Star Bank..................... Mankato................. MN U.S. Bank, N.A......................... Minneapolis............. MN First National Bank of Montgomery...... Montgomery.............. MN United Farmers & Merchants State Bank.. Morris.................. MN Park Midway Bank North................. St. Paul................ MN Northland Community Bank............... Northome................ MN Citizens St, Bank Norwood Young America Norwood Young America... MN Washington County Bank, N.A............ Oakdale................. MN Odin State Bank........................ Odin.................... MN Prinsburg State Bank................... Prinsburg............... MN Randall State Bank..................... Randall................. MN Woodland Bank.......................... Remer................... MN Home Federal Savings Bank.............. Rochester............... MN North Star Bank........................ Roseville............... MN First State Bank of Rush City.......... Rush City............... MN First Community Bank................... Savage.................. MN First Community Bank Silver Lake....... Silver Lake............. MN Heartland State Bank................... Storden................. MN Victoria State Bank.................... Victoria................ MN Integrity Bank Plus.................... Wabasso................ MN Centennial National Bank............... Walker.................. MN Citizens State Bank of Waverly......... Waverly................. MN Community Bank Minnesota Valley........ Wayzata................. MN Wells Federal Bank, FSB................ Wells................... MN St. Paul Postal Employees Credit Union. Woodbury................ MN Worthington Federal Savings Bank F.S.B. Worthington............. MN First State Bank Southwest............. Worthington............. MN First Missouri National Bank........... Brookfield.............. MO BC National Banks...................... Butler.................. MO Community First Bank................... Butler.................. MO Carroll County Trust Company........... Carrollton.............. MO Investors National Bank................ Chillicothe............. MO Chillicothe State Bank................. Chillicothe............. MO Boone National Savings and Loan........ Columbia................ MO Concordia Bank......................... Concordia............... MO The Citizens Bank of Edinia............ Edina................... MO Ozarks Federal Savings and Loan Assn... Farmington.............. MO First State Community Bank............. Farmington.............. MO The Callaway Bank...................... Fulton.................. MO Northland National Bank................ Gladstone............... MO Bank Northwest......................... Hamilton................ MO HNB National Bank...................... Hannibal................ MO Bank of Hayti.......................... Hayti................... MO Eagle Bank & Trust Company of Missouri. Hillsboro............... MO Bank of Iberia......................... Iberia.................. MO Generations Bank....................... Kansas City............. MO Kennett National Bank.................. Kennett................. MO The First National Bank................ Lamar................... MO Lamar Bank & Trust Company............. Lamar................... MO Central Bank........................... Lebanon................. MO Linn State Bank........................ Linn.................... MO First National Bank.................... Malden.................. MO Pioneer Bank & Trust Company........... Maplewood............... MO Community Bank of Marshall............. Marshall................ MO Wood & Huston Bank..................... Marshall................ MO First National Bank of Audrain County.. Mexico.................. MO Peoples Bank of the Ozarks............. Nixa.................... MO First Midwest Bank of Piedmont......... Piedmont................ MO Peoples Savings Bank of Rhineland...... Rhineland............... MO The State Bank......................... Richmond................ MO Town & Country Bank.................... Salem................... MO Farmers State Bank, S/B................ Schell City............. MO Third National Bank.................... Sedalia................. MO Senath State Bank...................... Senath.................. MO The Community Bank of Shell Knob....... Shell Knob.............. MO Old Missouri National Bank............. Springfield............. MO Citizens National Bank of Springfield.. Springfield............. MO First State Bank of St. Charles........ St. Charles............. MO Midwest BankCentre..................... St. Louis............... MO The PrivateBank........................ St. Louis............... MO Bank of Thayer......................... Thayer.................. MO Quarry City Savings and Loan Warrensburg............. MO Association.
First State Bank of Cando.............. Cando................... ND Citizens State BankMidwest........... Cavalier................ ND Farmers State Bank..................... Elgin................... ND [[Page 76761]]
Union State Bank of Fargo.............. Fargo................... ND State Bank & Trust of Kenmare.......... Kenmare................. ND Farmers & Merchants State Bank......... Langdon................. ND First Western Bank & Trust............. Minot................... ND Lakeside State Bank.................... New Town................ ND McKenzie County Bank................... Watford City............ ND BankStar Financial..................... Elkton.................. SD Farmers State Bank..................... Flandreau............... SD First State Bank of Claremont.......... Groton.................. SD Dakotaland Federal Credit Union........ Huron................... SD Home Federal Bank...................... Sioux Falls............. SD BankFirst.............................. Sioux Falls............. SD Great Western Bank..................... Watertown............... SD Wilmot State Bank...................... Wilmot.................. SD First National Bank South Dakota....... Yankton................. SD Federal Home Loan Bank of DallasDistrict 9
First Community Bank................... Batesville.............. AR Farmers Bank and Trust Company......... Blytheville............. AR First State Bank....................... Conway.................. AR Bank of Dardanelle..................... Dardanelle.............. AR First Financial Bank................... El Dorado............... AR Fordyce Bank & Trust Company........... Fordyce................. AR Forrest City Bank, NA.................. Forrest City............ AR Benefit Bank........................... Ft. Smith............... AR First State Bank....................... Huntsville.............. AR Simmons First Bank of South Arkansas... Lake Village............ AR Bank of Lockesburg, N.A................ Lockesburg.............. AR Southern State Bank.................... Malvern................. AR Allied Bank............................ Mulberry................ AR The First National Bank at Paris....... Paris................... AR Delta Trust & Bank..................... Parkdale................ AR Pine Bluff National Bank............... Pine Bluff.............. AR Simmons First Bank of Northwest Rogers.................. AR Arkansas.
River Valley Bank...................... Russellville............ AR The First National Bank of Springdale.. Springdale.............. AR Community State Bank................... Spencer................. IA Red River Bank......................... Alexandria.............. LA E Federal Credit Union................. Baton Rouge............. LA Bank of Coushatta...................... Coushatta............... LA St. Tammany Homestead S&LA............. Covington............... LA City Savings Bank & Trust Company...... DeRidder................ LA Teche Federal Savings Bank............. Franklin................ LA Florida Parishes Bank.................. Hammond................. LA Synergy Bank........................... Houma................... LA Coastal Commerce Bank.................. Houma................... LA LBA Savings Bank....................... Lafayette............... LA Guaranty Savings and Homestead Assn.... Metairie................ LA Mutual Savings and Loan Association.... Metairie................ LA Eureka Homestead....................... New Orleans............. LA Hibernia Homestead & Savings New Orleans............. LA Association.
Peoples B&TC of Pointe Coupee Parish... New Roads............... LA Homestead Bank......................... Ponchatoula............. LA Bank of West Baton Rouge............... Port Allen.............. LA Richland State Bank.................... Rayville................ LA Bank of Ringgold....................... Ringgold................ LA Ruston Building & Loan Association..... Ruston.................. LA First Louisiana Bank................... Shreveport.............. LA Bank of St. Francisville............... St. Francisville........ LA American Bank.......................... Welsh................... LA The Bank of Commerce................... White Castle............ LA Amory Federal Savings and Loan Assn.... Amory................... MS Spirit Bank............................ Belmont................. MS The Peoples Bank....................... Biloxi.................. MS Bank of Brookhaven..

FOR FURTHER INFORMATION CONTACT

Emma J. Fitzgerald, Program Analyst, Office of Supervision, Community Investment and Affordable Housing, by telephone at (202) 4082874, by electronic mail at
FITZGERALDE@FHFB.GOV, or by regular mail at the Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 20006.