AGENCY: Board of Governors of the Federal Reserve System.

Mon, Dec 29 2003 11:00:00 GMT

The Board is publishing a final rule amending Regulation C (Home Mortgage Disclosure) and the staff commentary that interprets the requirements of Regulation C. The regulation and staff commentary are amended to conform them to changes in the Standards for Defining Metropolitan and Micropolitan Statistical Areas published by the U.S. Office of Management and Budget (OMB) in December 2000. The staff commentary also is amended to increase the assetsize exemption threshold for depository institutions based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers. The adjustment from $32 million to $33 million reflects the increase of that index by 2.30 percent during the twelvemonth period ending in November 2003. Thus, depository institutions with assets of $33 million or less as of December 31, 2003, are exempt from data collection in 2004.

The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act

Mon, Dec 29 2003 11:00:00 GMT

Unless otherwise noted, comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of the Board of Governors not later than January 23, 2004.

Federal Reserve Bank of St. Louis (Randall C. Sumner, Vice President) 411
[[Page 74962]]

Locust Street, St. Louis, Missouri 631662034:

1. Mercantile Bancorp, Inc., Quincy, Illinois; to acquire 56.07 percent of the voting shares of MidAmerica Bancorp, Inc., Leawood, Kansas, and thereby indirectly acquire Heartland Bank, Leawood, Kansas.

Board of Governors of the Federal Reserve System, December 19, 2003.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 0331816 Filed 122403; 8:45 am]
BILLING CODE 621001S

The Federal Register

AGENCY: Board of Governors of the Federal Reserve System.

The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act

Locust Street, St. Louis, Missouri 631662034: