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    <title>The Federal Register</title>
    <link>http://thefederalregister.com/b.p/department/FEDERAL_RESERVE_SYSTEM/2006-12-29/</link>
    <description>Daily Publications of Meetings and Rules Changes for the Federal Government</description>
    <pubDate>Thu, Dec 4 2008 11:00:00 GMT</pubDate>
    <lastBuildDate>Thu, Dec 4 2008 11:00:00 GMT</lastBuildDate>
    <webMaster>info@thefederalregister.com</webMaster>
    <item>
  <title><![CDATA[
Agency Information Collection Activities: Announcement of Board  Approval Under Delegated Authority and Submission to]]></title>
  <link>http://thefederalregister.com/d.p/2006-12-29-E6-22315</link>
  <description><![CDATA[
</p><p>    This notice corrects a notice published on pages 7702277023 of the  issue for December 22, 2006.<br/> </p><p>    Summary:</p>
<h3>Background</h3>
<p>    Notice is hereby given of the final approval of proposed 
information collection(s) by the Board of Governors of the Federal 
Reserve System (Board) under OMB delegated authority, as per 5 CFR 
1320.16 (OMB Regulations on Controlling Paperwork Burdens on the 
Public). Boardapproved collections of information are incorporated  into the official OMB inventory of currently<br/> [[Page 78437]]<br/>
approved collections of information. Copies of the Paperwork Reduction 
Act Submission, supporting statements and approved collection of 
information instrument(s) are placed into OMB's public docket files. 
The Federal Reserve may not conduct or sponsor, and the respondent is 
not required to respond to, an information collection that has been 
extended, revised, or implemented on or after October 1, 1995, unless  it displays a currently valid OMB control number.</p><p>    For Further Information Contact: <script type="text/javascript">
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  <guid>http://thefederalregister.com/d.p/2006-12-29-E6-22315</guid>
  <pubDate>Fri, Dec 29 2006 11:00:00 GMT</pubDate>
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  <title><![CDATA[
Consumer Handbook on Adjustable Rate Mortgages ]]></title>
  <link>http://thefederalregister.com/d.p/2006-12-29-E6-22316</link>
  <description><![CDATA[ This notice announces the availability of the revised Consumer 
Handbook on Adjustable Rate Mortgages by the Board of Governors of the 
Federal Reserve System (the Board) and the Office of Thrift Supervision 
(the OTS). The Consumer Handbook on Adjustable Rate Mortgages (the 
CHARM booklet) provides information to consumers about the features and 
risks of adjustable rate mortgage loans. Under Regulation Z (which 
implements the Truth in Lending Act), creditors must provide a copy of 
the CHARM booklet published by the Board and the OTS, or a suitable 
substitute, to consumers with every application for an adjustable rate 
mortgage loan. The CHARM booklet published by the Board and the OTS 
today replaces the CHARM booklet published in 1987 and most recently 
reprinted May 2005.
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  <guid>http://thefederalregister.com/d.p/2006-12-29-E6-22316</guid>
  <pubDate>Fri, Dec 29 2006 11:00:00 GMT</pubDate>
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